A Newbie's Guide to Investing

Let’s say you think you’re done with work. You've saved up a little, started a business, but want to vary your investments. Let me tell you one thing straight: share buying is not for the faint hearted, or the flippant. 

It doesn’t matter if your dad is a veteran at investing, if you’re a finance major in college, or if you just realized you had extra money and you want to dip your toes into it. Here are the crucial things that you seriously need to know about investing your money in stocks, here are our best investment tips for you:

First off, you must fully know how much you’re about to spend for your investment. Don’t worry, you won’t really need to have a specific amount for this. In fact, you can just give yourself a bracket so that you are more aware of how much you can stretch/spend for a really good investment.

After that, consult an expert and calculate if your portfolio can give you enough dividends/ income to last you a lifetime. Also, remember to use very conservative market assumptions here. Minimize your risk and be realistic.

Speaking of risks, determine the risk quotient. The keyword here is determine. Do not guess, but determine. Most of the time, several investments may strike you as a one-off deal, with an awesome return and a very well written corporate profile. However, if it takes a high risk quotient just to get your projected income, it may not be the best investment for you.

And yes, speaking of one-off deals, remember, in the end, that your investment is like marriage---it must be for life. Do not invest on products or services that strike you as just fads. So something did well on the papers recently? Don’t get too carried away.

Lastly, learn the jargon. Sometimes, they might look intimidating to your or you might feel a little bit more proud once you realize that you’ve mastered investing language, but really, you need it. Just remember not to show off, okay? Your amazing investments’ dividends might just be able to pay for the jewelry your newest prettiest gold digger wants for Christmas.

Thoughts about investing? 

Juggling Two Jobs? No Problem!

Maybe, you realized that times are truly rough and it’s about time for you to get a second job. Or maybe, you are lusting over the latest gadget that you needed extra cash. There are plenty of opportunities to choose from online. You can work a straight 8-hour, decent paying job for the first part of your day, and maybe have a 4-hour, part-time that also pays well. The problem with a lot of neophytes in this set up is juggling their responsibilities. A lot of people think that they should not be in a difficult situation to deal with life, its demands and a second job.

Bloom Facial and Spa is Hiring

Good day people! Bloom Facial and Spa, a leading service provider in high quality facial, slimming and spa services, has two vacancies: therapist and spa attendant. Here are the requirements:

*Female
*At least college level (2nd year)
*Not older than 30 years old

*Preferably with medical studies background
*Preferably single
*Must have clear and clean skin
*With passion for learning, personable, with selling skills

Interested applicants must apply in person and bring their bio datas/ resumes with them to Bloom Facial and Spa, Rizal st. Davao city, near Iron Horse. For questions, you may call up 305 2444. Click this link to like Bloom's official Facebook page. Thank you!