A Newbie's Guide to Investing

Let’s say you think you’re done with work. You've saved up a little, started a business, but want to vary your investments. Let me tell you one thing straight: share buying is not for the faint hearted, or the flippant. 

It doesn’t matter if your dad is a veteran at investing, if you’re a finance major in college, or if you just realized you had extra money and you want to dip your toes into it. Here are the crucial things that you seriously need to know about investing your money in stocks, here are our best investment tips for you:

First off, you must fully know how much you’re about to spend for your investment. Don’t worry, you won’t really need to have a specific amount for this. In fact, you can just give yourself a bracket so that you are more aware of how much you can stretch/spend for a really good investment.

After that, consult an expert and calculate if your portfolio can give you enough dividends/ income to last you a lifetime. Also, remember to use very conservative market assumptions here. Minimize your risk and be realistic.

Speaking of risks, determine the risk quotient. The keyword here is determine. Do not guess, but determine. Most of the time, several investments may strike you as a one-off deal, with an awesome return and a very well written corporate profile. However, if it takes a high risk quotient just to get your projected income, it may not be the best investment for you.

And yes, speaking of one-off deals, remember, in the end, that your investment is like marriage---it must be for life. Do not invest on products or services that strike you as just fads. So something did well on the papers recently? Don’t get too carried away.

Lastly, learn the jargon. Sometimes, they might look intimidating to your or you might feel a little bit more proud once you realize that you’ve mastered investing language, but really, you need it. Just remember not to show off, okay? Your amazing investments’ dividends might just be able to pay for the jewelry your newest prettiest gold digger wants for Christmas.

Thoughts about investing? 

Juggling Two Jobs? No Problem!

Maybe, you realized that times are truly rough and it’s about time for you to get a second job. Or maybe, you are lusting over the latest gadget that you needed extra cash. There are plenty of opportunities to choose from online. You can work a straight 8-hour, decent paying job for the first part of your day, and maybe have a 4-hour, part-time that also pays well. The problem with a lot of neophytes in this set up is juggling their responsibilities. A lot of people think that they should not be in a difficult situation to deal with life, its demands and a second job.

Bloom Facial and Spa is Hiring

Good day people! Bloom Facial and Spa, a leading service provider in high quality facial, slimming and spa services, has two vacancies: therapist and spa attendant. Here are the requirements:

*Female
*At least college level (2nd year)
*Not older than 30 years old

*Preferably with medical studies background
*Preferably single
*Must have clear and clean skin
*With passion for learning, personable, with selling skills

Interested applicants must apply in person and bring their bio datas/ resumes with them to Bloom Facial and Spa, Rizal st. Davao city, near Iron Horse. For questions, you may call up 305 2444. Click this link to like Bloom's official Facebook page. Thank you!

Helo CDO and Iligan

This year has been unfortunate for some of our brothers and sisters in Cagayan de Oro city and Iligan. Due to typhoon Sendong, many people lost their lives, families, homes, livelihood, et cetera. Everyday, I try to devote a little time to  pray for them and help them as  much as I can.

Click THIS LINK to donate to Red Cross and extend your hand in helping out our brothers and sisters who were victims of Sendong. God bless the Philippines and Merry Christmas.

This Handsome Little Crooner: Miguel Antonio

Photo by DJ Tadena

When I was called up by his uncle to cover some PR work for him, I was so excited. I heard about this handsome little crooner weeks ago and boy, I was so proud when I knew that he was a Davaoenyo.

WNCAA/MNCAA Mindanao Launched Today

 

DAVAO CITY--Mindanao ushers in a new era in school sports when the WNCAA/MNCAA Mindanao is formally launched here today at the Abreeza Mall.

 

Delegations from 30 schools in Davao City alone and a host others from the neighboring regions converge at the Ayala-owned mall for what could be the biggest school-based sporting organization in Mindanao.

 

Today’s grand launch will be highlighted by a running and cheerleading event ushering in the birth of WNCAA and MNCAA as an official chapter of the 42-year old association.

 

Former Olympian-turned Commissioner Akiko Thomson-Guevara of the Philippine Sports Commission will spearhead a projected huge field predominantly composed of high school and college students, athletes, and sports officials for the 3-kilometer WNCAA/MNCAA Pep Rally Run which will be staged in a loop course from Abreeza’s Robinson’s ramp to Robinson’s Cybergate at Lanang, starting at 5:00 in the morning.

 

A field of 20 schools will be crowding the hunt for the prestigious title as Mindanao’s top pep squad which also involves text voting through Smart, the event’s co-presentor. The event will feature high school and college pep squads in Mindanao.

 

Holy Trinity College of Gen. Santos City looms as the heavy favourite for the cheerleading competitions with heavy challenge from Davao’s best squads AMA Computer College, Assumption Collee of Davao, Davao Doctors College, San Pedro College, University of Southeastern Philippines, Holy Cross-Sasa, Brokenshire College, University of the Immaculate Conception, Stella Maris Academy, and Sta. Ana National High School.

 

WNCAA/MNCAA is organized by Bravetower Events Promotions with SMART as co-presentor. Also supported the event are Enervon Multivitamins and I-on Energy Drink as “Official Energy Providers”, Mindanao Travel Channel, City Government of Davao and the Philippine Sports Commission with media partners Mindanao Daily Mirror, Gold Star Daily, Mindanao Tribune, Mindanao Times, Mindanao Travel Channel and 102.7 FM One Radio.

 

Registration fee for the WNCAA/MNCAA Pep Rally Run is pegged at P100 only with free Smart Sim and baller. The run is unique in itself as the participants will be flagged of by school delegations and will be doing their school cheers along the route.

 

Highlights of the run and cheerleading events will be shown on Mindanao Travel Channel via Channel 2 of Sky Cable TV.

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PR  Materials from Bravetower Productions

PR Powers from Your New PR Girl

TESDA Releases Over 2,000 Scholarship Vouchers to Students in Davao

Earlier this year, a study conducted by the Business Processing Association of the Philippines (BPAP) released data that out of our total GDP, 5% of that has been earned by the IT – BPO (Information Technology – Business Process Outsourcing) industry. Despite the market’s newness, this percentage is equivalent to a whopping P 9 billion pesos.  That said, it is no wonder that IT – BPO is really one of the most promising emerging markets in the Philippines.

As a response to this data, the Office of the President, through the Technical Education and Skills Development Authority (TESDA), has granted the Business Processing Association of the Philippines (BPAP) scholarship subsidies for the IT-BPO industry in the form of scholarship vouchers under the Industry-Based Training for Work Scholarship Program (I- TWSP).

In Davao city, the highlights of this program are the following career lines: Contact/ Call center training, Software development, Animation and Medical transcription. TESDA will be giving away more than 2,000 scholarship vouchers for our young Davaoenyos. Creative communication anddesign school JoBS Academy will be handling the applications for scholarships in Animation and Software Development. The Contact Center (CC) training will be handled by select technical-vocational institutions with accredited Contact Center programs that are under the ICT – Davao umbrella. Also, leading transcription training ground MTC Academy will handle the applications for the Medical transcription training.

What is different with the I-TWSP is that each industry association must ensure that at least 70% of all graduate from their allocation of the I-TWSP vouchers are employed within six months after the completion of the training.

“Our confidence for this project is very high. We know that the IT- BPO industry is one of the most promising emerging technologies not just in the Philippines, but in the whole world. It’s true that we’re a leading player in this market but we must not take this time to sit on our laurels and instead, focus on training and development. We might be #1 now, but other countries are also keeping up. That is why we are thankful for this opportunity. After all, it’s easy: Innovate or stagnate.” This is the meaningful message of Belinda Laya-Torres, President of JoBS Academy, newest member of the ICT-Davao (Information and Communications Technology).

The I-TWSP Davao leg is spearheaded by the ICT Council, under the National ICT Confederation of the Philippines.

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Your New PR Girl is the organizer of the ICT Davao press con for this amazing news. :) Free education. Who isn't happy about that?

For more information, you may visit the JoBS Academy's website: www.jobsacademy.edu.ph. Or call them up at 282 1470.